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Free articles, guides, and insights to help you make smarter financial decisions — from Aryan Kapoor's desk.

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Tax Planning · 12 min read

The Complete Guide to Saving ₹2 Lakh+ in Income Tax Every Year (2024–25)

Most salaried Indians are leaving thousands of rupees on the table every year. This guide covers 15 legal tax-saving strategies from 80C to 80D, HRA, NPS, and LTA.

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📅 April 8, 2026 · 👁 12,400 views
SIP vs Lump Sum: Which is Better for Equity Investing in 2025?
SIP
SIP vs Lump Sum: Which is Better for Equity Investing in 2025?
A data-backed comparison of SIP and lump-sum investing strategies across different market cycles. Find the approach that suits your risk profile.
How Much Money Do You Need to Retire Comfortably at 55 in India?
Retirement
How Much Money Do You Need to Retire Comfortably at 55 in India?
Using real inflation data, retirement cost projections, and return assumptions to calculate the exact corpus you need — and how to get there.
Old vs New Tax Regime 2024–25: Which Should You Choose?
Tax Planning
Old vs New Tax Regime 2024–25: Which Should You Choose?
A detailed section-by-section comparison with real salary examples at ₹8L, ₹15L, and ₹25L CTC to determine which regime saves you more.
7 Things to Check Before Buying a Term Insurance Plan in India
Insurance
7 Things to Check Before Buying a Term Insurance Plan in India
Don't just compare premiums. Here are the 7 critical metrics (claim settlement ratio, solvency margin, riders) that determine the best term plan.
Why Indian Markets Can Give 12–15% Returns Despite Global Uncertainty
Market Insights
Why Indian Markets Can Give 12–15% Returns Despite Global Uncertainty
A macroeconomic analysis of India's growth story — demographics, consumption boom, and why equities remain the best long-term bet.
How to Build a ₹1 Crore Portfolio on a ₹60,000/Month Salary
Career & Money
How to Build a ₹1 Crore Portfolio on a ₹60,000/Month Salary
Step-by-step financial plan: budgeting, SIP allocation, emergency fund, insurance, and tax strategy for a ₹60K/month earner aiming for ₹1 Crore.

Free Financial Guides & Tools

Download Aryan's free guides and templates to kickstart your financial journey.

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The Complete 80C Tax Saving Guide 2024–25
PDF · 24 pages
Everything you need to know about maximizing your 80C deductions legally.
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SIP Starter Kit: Build ₹1Cr in 15 Years
Excel + PDF
Complete SIP planning template with fund selection checklist.
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Retirement Planning Workbook
PDF · 32 pages
Step-by-step workbook to calculate and plan your retirement corpus.
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Insurance Needs Calculator
Excel Sheet
Calculate exactly how much term and health cover your family needs.

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