Our Financial Services

Comprehensive, SEBI-regulated financial planning services — tailored to your unique goals, income, and life stage.

1

Free Discovery Call

30-min call to understand your goals, income, and current financial situation.

2

Financial Audit

Aryan reviews your existing investments, insurance, and tax situation.

3

Personalized Plan

A written financial plan with specific fund recommendations and action steps.

4

Implementation

We set up your SIPs, insurance, and tax structures — handling all paperwork.

5

Ongoing Review

Quarterly portfolio reviews and annual plan updates as your life evolves.

Every Service You Need for Complete Financial Health

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This service is ideal for:

  • Salaried professionals wanting a structured money plan
  • Business owners separating personal & business wealth
  • Newly married couples planning their financial future
  • Anyone who feels financially disorganized

Comprehensive Financial Planning

A holistic financial plan that covers every aspect of your money life: budgeting, emergency fund, insurance, investments, tax, retirement, and estate planning. This is not a product recommendation — it's a strategy.

Net worth analysis & goal setting
Cash flow optimization
Debt management strategy
Insurance adequacy check
Investment allocation plan
Annual review sessions (2 per year)
💰 Fees: ₹15,000 / year (Comprehensive Advisory)
📅 Get Started Free → Learn More

Mutual Fund & Investment Advisory

Stop guessing which mutual fund to invest in. Aryan uses a research-backed, risk-profile-based approach to build a diversified mutual fund portfolio — direct plans only, no commission bias.

Risk profiling (conservative to aggressive)
Fund selection across large/mid/small/debt categories
Direct plan migration assistance
Portfolio rebalancing (quarterly)
WhatsApp alerts on fund performance
SIP setup & management
💰 Fees: 0.5–1% AUM p.a. or ₹8,000 flat fee
📅 Get Started Free → Learn More
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This service is ideal for:

  • First-time investors unsure where to start
  • Investors with scattered, poorly performing funds
  • People with ₹5L–₹2Cr to invest strategically
  • Those wanting to switch to Direct Plans
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This service is ideal for:

  • Salaried at ₹8L+ packages
  • Business owners with complex tax situations
  • Investors with capital gains
  • Those filing ITR with investments

Tax Planning & Optimization

Most people pay ₹50,000–₹2,00,000 more in tax than they legally need to. Aryan creates a comprehensive tax strategy using 80C, 80D, HRA, NPS, LTCG harvesting, and more.

Complete 80C optimization (ELSS, PPF, LIC, ULIP review)
NPS advisory (extra ₹50K deduction)
80D health insurance optimization
HRA & home loan benefit calculation
Capital gains tax planning & harvesting
ITR filing assistance (referral)
💰 Fees: ₹5,000 one-time or bundled in annual plan
📅 Get Started Free → Learn More

Retirement Planning

Whether you're 28 or 52, it's never too early or too late. Aryan calculates exactly how much corpus you need (adjusted for inflation), then builds a step-by-step investment plan to achieve it.

Retirement corpus calculation (inflation-adjusted)
NPS Tier 1 and Tier 2 advisory
EPF optimization strategy
PPF + Mutual Fund retirement blend
Systematic Withdrawal Plan (SWP) design
Annuity vs drawdown strategy
💰 Fees: Included in Comprehensive Plan · ₹8,000 standalone
📅 Get Started Free → Learn More
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This service is ideal for:

  • Professionals starting their 30s
  • Mid-career individuals realizing they're behind
  • Near-retirement (50+) people needing acceleration
  • Those wanting to retire early (FIRE movement)
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This service is ideal for:

  • Families with no term insurance
  • People paying high ULIP premiums
  • Those with inadequate health coverage
  • NRIs needing India insurance

Insurance Advisory

Most Indians are either under-insured or paying too much for wrong products. Aryan conducts a detailed insurance audit and recommends only pure protection products — term + health — not investment-linked policies.

Human Life Value (HLV) calculation
Term insurance comparison & selection
Health insurance family floater review
ULIP surrender & restructuring advice
Critical illness & accident cover assessment
Claim assistance support
💰 Fees: ₹3,000 one-time or bundled in annual plan
📅 Get Started Free → Learn More

Goal-Based Investing

Stop mixing all your goals into one investment account. Aryan creates separate, purpose-built investment portfolios for each goal — education, home, retirement, marriage — with precise timelines and amounts.

Goal prioritization framework
Dedicated SIP baskets per goal
Timeline-based risk allocation
Goal tracker dashboard (monthly reports)
Annual course correction
Goal achievement celebration strategy! 🎉
💰 Fees: ₹6,000 per goal plan · ₹15,000 all goals
📅 Get Started Free → Learn More
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This service is ideal for:

  • Parents planning child's education
  • Couples saving for home down payment
  • Anyone with 3+ financial goals
  • People who want clarity, not complexity

Not Sure Which Service You Need?

Book a free discovery call. Aryan will assess your situation and recommend the right plan — no pressure, no sales pitch.

📧 Free Financial Insights Weekly

SIP tips, tax strategies & market updates. No spam, ever.

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WealthBot AI
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